Change My Debt Stress App Content

Get Started

Before you can start your journey back into the black, you must know exactly where you are now in terms of how much you earn, how much you spend, and how much you owe.

My Current Situation

When you complete and save ‘Get started’, you will then be able to see a summary of where you are financially. If the truth shocks you, then you have probably done a great job.

My Debt Buster

This is where you decide just how much personal debt to repay to get back in the black. It is here that you can see how long it’s going to take you to repay a credit card debt if you make the minimum monthly payment only. It will also show you the difference that making extra payments makes in the time it will take to pay back your personal debt.

Find the Money

Once you have decided how much money you want to put towards extra debt repayment, it is time to find the money. This is why we encourage you to be brutally honest about your spending, especially non-essentials.

My Motivation

Once you have found the money to redirect to reducing your personal debt, you can begin to make promises to yourself about changing your financial habits and spending behaviour. The app allows you to print out your final commitment to yourself so that you can hang it on your wall. This way you have your promises in writing and in front of your eyes 24 / 7. What great motivation!

My Future

You will see the difference that reducing your spending or increasing your income makes to your financial position.over the next 12 months. If you think you can improve on what you have achieved already, simply go back a step or two and cut a little deeper.

My Tracker

When you are happy with your new financial direction, you can track your progress in both spending and debt reduction. The App only tracks the spending cuts you made, not your entire budget. So easy to stay in control.

My Success

This is where you see visually how much your personal debt is reducing